The Instigator
Mariii
Pro (for)
Tied
0 Points
The Contender
SnoopyKiwi
Con (against)
Tied
0 Points

Medical Coverage (insurance) for genetic disorders/Genetic counseling

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Voting Style: Open Point System: 7 Point
Started: 4/10/2014 Category: Science
Updated: 3 years ago Status: Post Voting Period
Viewed: 969 times Debate No: 52077
Debate Rounds (5)
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Votes (0)

 

Mariii

Pro

People are treated differently by their employer or insurer because they have a gene mutation that causes or increases risk of an inherited disorder. This is called Genetic Discrimination. There are all ready several laws that protect people from this discrimination. The Genetic Information Non discrimination Act is designed to protect people from this form of discrimination. It makes it illegal for health insurance providers to make decisions about a person's insurance eligibility for coverage. No person should have to suffer just because they have a gene mutation and this is why people should have coverage or insurance.
SnoopyKiwi

Con

My opponent has claimed that insurance companies denying people with genetic disorders is genetic discrimination is "Genetic Discrimination", but this is not true, because the simple fact is that insurance companies don't provide insurance for people with genetic disorders because it is too impractical. As stated by Becker Hospital Review the average cost to stay in a hospital for a night in Colorado is 1,885$. As also stated from Becker Hospital Review every week spent in a hospital averages to about 12,985 $ . People with genetic disorders would be in hospitals weeks every year draining insurance companies of all their money, or hiking up the price for health insurance for everybody exponentially. The reason insurance companies don't accept people with genetic disorders isn't because of their genetic disorders, its because its impractical
Debate Round No. 1
Mariii

Pro

Most people can agree that gene/genetic discrimination is wrong. If there is still any confusion on what gene discrimination is, it is people who are treated differently by their employer or insurance company because they have a gene mutation that causes or increases the risk of an inherited disorder. Fear of discrimination is a common concern among people considering genetic testing. A lot can see that people who cannot protect themselves need protection by others. Senate and congressmen can agree to that. They are the main ones to help the GINA pass a law. On November 8, 2005 health and human services expressed the support for federal genetic non-discrimination legislation. On March 10th, 2005, a bipartisan group of over 100 members of congress introduced the GINA that passed the senate by a vote of 98-0. The GINA was passed refusing the genomics based clinical test. With that being said, more people support the act instead of refusing it.
SnoopyKiwi

Con

While Genetic Discrimination may be wrong, it is something that is unavoidable. Like earlier stated it is impossible to give people with genetic disorders health insurance because of the cost it would take to give these people health insurance is to much for insurance companies to keep up without going bankrupt or having incredibly high prices for everyone. As stated by Telegraph.co.uk it costs 100,000 British pounds to cure 1 child of a genetic disorder with gene therapy.
Debate Round No. 2
Mariii

Pro

Fear of discrimination is a common concern among people considering genetic testing. GINA protects Americans from discrimination based on their genetic information in both health insurance (Title I) and employment (Title II). Title I amends the Employee Retirement Income Security Act of 1974 (ERISA), the Public Health Service Act (PHSA), and the Internal Revenue Code (IRC), through the Health Insurance Portability and Accountability Act of 1996 (HIPAA), as well as the Social Security Act, to prohibit health insurers from engaging in genetic discrimination. These new laws have helped a lot of people. There are more people trying to help this issues rather than to push away people with this issue due to money expenses.
SnoopyKiwi

Con

While the GINA bill mentioned by opponent is a valid bill protecting against "genetic discrimination", the term genetic discrimination is a sketchy word whose definition could vary from person to person. It is not easy to call something genetic discrimination when an insurance companies decision could be multiple variables. It is not fair for people to have the right to claim an insurance companies decision to decline their services is solely on the fact that they have a genetic disorder. The hard cold truth is that someones genetic disorder is a liability, just like a smoker or an obese person is a liability.
Debate Round No. 3
Mariii

Pro

GINA prevents employers from using genetic information in employment decisions such as hiring, firing, promotions, pay, and job assignments. Furthermore, GINA prohibits employers or other covered entities (employment agencies, labor organizations, joint labor-management training programs, and apprenticeship programs) from requiring or requesting genetic information and/or genetic tests as a condition of employment. The regulations governing implementation of GINA in employment took effect on January 10, 2011 and are implemented by the Equal Employment Opportunity Commission (EEOC). Protection towards these people his highly needed to the fact they are not treated fairly.
SnoopyKiwi

Con

As I have already clearly mentioned the term genetic discrimination is a sketchy term that can vary from person to person and should not be used for insurance companies because there is multiple variables in an insurance companies choice whether or not someone should be insured by them or not. While the GINA bill protects against "genetic discrimination" the term genetic discrimination itself is a sketchy term and therfore shouldn't be used for insurance companies.
Debate Round No. 4
Mariii

Pro

Fear of discrimination is a common concern among people considering genetic testing. Gene discrimination is people who are treated differently by their employer or insurance company because they have a gene mutation that causes or increases the risk of an inherited disorder. GINA prevents employers from using genetic information in employment decisions such as hiring, firing, promotions, pay, and job assignments. . The regulations governing implementation of GINA in employment took effect on January 10, 2011 and are implemented by the Equal Employment Opportunity Commission (EEOC). On March 10th, 2005, a bipartisan group of over 100 members of congress introduced the GINA that passed the senate by a vote of 98-0. The GINA was passed refusing the genomics based clinical test. With that being said, more people support the act instead of refusing it. They wish to help others and more people need medical coverage or they will just end up in debt. That will not help the economy at all.
SnoopyKiwi

Con

Besides the fact that it is impractical because of the price, the other and final reason that people with genetic disorders should not receive health insurance (at least for their genetic disorders) is because maybe we shouldn't be altering what nature has made us. If we change the things about us like ourselves that make us US, then are we really the same person. We are getting to the point where we are capable of changing our characteristics to make us stronger, faster, and smarter but if we do that we are taking away what makes us human, our mistakes. While everything humans do is basically unnatural ,when do we cross the line in terms of what we do to ourselves and our environment for science. The line should be at changing ourselves even if that includes our genetic disorders.
Debate Round No. 5
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