The Instigator
jonchylinski
Pro (for)
Tied
0 Points
The Contender
AlexiaGoodPoint
Con (against)
Tied
0 Points

Resolved: The U.S. government should require its citizens to have health insurance.

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Voting Style: Open Point System: 7 Point
Started: 2/14/2014 Category: Health
Updated: 2 years ago Status: Post Voting Period
Viewed: 487 times Debate No: 45976
Debate Rounds (5)
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jonchylinski

Pro

Structure of Debate:
First Round is acceptance of debate
Second Round is presentation of case
Third Round is Rebuttal
Fourth Round is Summary
Fifth Round is the closing remarks
AlexiaGoodPoint

Con

I accept the debate and I ll argue that:
- the US government shouldnt force its citizens to have health insurance
- if the US require its citizens to have health insurance, why only its citizens then and not the whole US population including the foreigners?
Debate Round No. 1
jonchylinski

Pro

I affirm the resolution resolved: The U.S. government should not require its citizens to have health insurance. I make four observations.-- First, the term "should" does not imply an automatic misuse of federal power, but rather a more realistic social requirement, as part of the Supreme Court's limiting principle prerequisite to a health care mandate bill. --Second, I observe that without an individual mandate, the Affordable Care Act cannot exist. Therefore if the mandate is dropped, all of the ACA is dropped.-- Next, I observe that the word "should" requires a utilitarian debate because ^--first: it is impossible for a government to make decisions without limiting a single persons rights,-- and second a republic form of government should make decisions based on what is good for the most amount of people. --Lastly, I observe that on a utilitarian analysis, lives are weighed over the economy.

Contention 1: Lives

Subpoint A: Cost-benefit on health insurance:

According to Families USA, 26,100 citizens in the US die from lack of health insurance. A CEA Health care report found quote "that if all of the uninsured had health insurance, there would be hundreds of fewer deaths among children between the ages of 0 and 14 each year, approximately 1,000 fewer individuals would perish in auto accidents, and 25 percent fewer near-elderly uninsured individuals admitted to the hospital with conditions that require immediate treatment would die." Additionally according to the CBO quote "As a result of the Affordable Care Act, 5.3 million seniors in the Medicare Part D "donut hole" coverage gap have already saved $3.7 billion on prescription drugs and 17 million children with pre- existing conditions now have health insurance". Furthermore, the newest published CBO report found that by 2016 there will be 27 million less uninsured adults and that 90% of the population will have health insurance or 92% if you exclude undocumented immigrants.

Subpoint B: Insurance discrimination:

A recent national survey found that 12.6 million non-elderly adults were discriminated against by insurance companies. Additionally, one in 10 cancer patients were denied health care coverage and 6% stated that their health insurance was dropped because of their condition. Further, in 9 of the 50 states it is legal for an insurance company to drop or deny a client who survived domestic violence because it is considered a "pre-existing" condition. A health insurance mandate will prevent health insurance denials for cancer patients, domestic violence survivors, and many more.

Subpoint C: Uninsured Children:

According to the Robert Wood Johnson Foundation, approximately 1 in 10 children in the United States are uninsured. In fact, according to the Commonwealth Fund, the United States had the highest child mortality rate out of the 7 countries surveyed and according to the Baker Institute uninsured children make up the majority of fatalities among children, with 17,000 deaths attributed to lack of insurance. Additionally, a study by the Journal of Pediatrics, uninsured children are 1 and a half times more likely to have an injury or illness that hinders school work and prevents attendance in after school activities. In fact, the Baker Institute found that uninsured children will earn 24% less in lifetime wages and salaries than if they were insured.

Contention 2: Economic benefits:

Subpoint A: Cheaper treatment:
There are three ways premiums and tax burdens will be lowered. First, the uninsured will be required and will be able to afford health insurance. According to the Journal of Ethics, Law and policy the uninsured cost the public $100 billion a year and policy mic found quote "Annually, you, or your employer pays about $1000 more in insurance premiums to pay for losses that free riders brought to the system. You pay about $1000 more in taxes today. So, in total around $2000 a year comes out of your wallet". Second, the individual mandate will create a healthier insurance pool, which according to the Economic Policy Institute lowers costs. The Rand Corporation found quote "eliminating the mandate will cause average premiums to rise by approximately 9.3 percent". Lastly, according to the Huffington Post, "The health care law enacted by President Barack Obama requires that health insurance companies selling plans to individual consumers spend at least 80 percent of the premiums they collect on medical care. Health insurance companies selling plans to groups of at least 50 people, such as employers offering benefits to workers, must spend 85 percent of premiums on medical care." The Huffington Post goes on to state quote "Health care reform rules aimed at pressuring health insurance companies to become more efficient saved consumers nearly $1.5 billion last year,"

Subpoint B: Economic Growth and jobs

According to the Center for American Progress, uninsured individuals cost the GDP $270 billion a year. Additionally, according to a CEA Health Care Report, a health insurance mandate will create a net economic benefit of $100 billion. ------In fact, the report states that the mandate will add an additional U32; of a percent every year to our GDP. In addition to economic output, the Bay Area council declared that, just in California alone, certain provisions of the health insurance mandate created 100,000 jobs. ------

For all of the aforementioned reasons we strongly urge you to vote con today. Thank You.
AlexiaGoodPoint

Con

AlexiaGoodPoint forfeited this round.
Debate Round No. 2
jonchylinski

Pro

jonchylinski forfeited this round.
AlexiaGoodPoint

Con

AlexiaGoodPoint forfeited this round.
Debate Round No. 3
jonchylinski

Pro

jonchylinski forfeited this round.
AlexiaGoodPoint

Con

AlexiaGoodPoint forfeited this round.
Debate Round No. 4
jonchylinski

Pro

jonchylinski forfeited this round.
AlexiaGoodPoint

Con

AlexiaGoodPoint forfeited this round.
Debate Round No. 5
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