If a business causes a disaster that causes people to die, they or their insurance should compensate the families of people who die in accidents at thier business. They are liable because the actions of them or their employees caused the accident, which was more than likely caused by negligence.
Businesses should anticipate and prepare for fires and other tragedies that may occur on their premises. These same businesses must take active steps to ensure the safety of workers and patrons. When tragedy occurs, the business owners should compensate family members of anyone who died in the event that happened on their property.
Yes, business owners should have to pay for injuries or deaths that occur on their property if it was the fault of the company. This is important as families can suffer from financial issues if a member of the family dies unexpectedly. While money cannot replace a human, it is important that the company makes an effort to right their wrongdoing.
No, I do not think that business owners should be required to compensate the families of people who die in accidents on the location of their business because they're called accidents for a reason. Businesses should ensure that they are well protected against accidents, and if they don't they should be fined but not required to compensate families.