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Are tweens considered sophisticated customers that should be allowed to have credit cards of their own to buy merchandise online?

  • Tweens should have them

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have them

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have them

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have them

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have their own

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have their own

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have their own

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have credit cards

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have credit cards

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Tweens should have credit cards

    Credit cards are easier to replace, good way to stay on budget, and is easy to pay for items. Cash is lost more than credit cards, having a credit helps learn how to manage debts, and you can pay instead of using cash. This is why tweens should have credit cards

  • Way to immature

    A a a a a a +6a a a9 a a a a a a a a a a + a +a a +a a 6 a a6 a 6 a6 a a+a + a+a a+ a + a+ a+ a +a a+ a +a + ++
    a a poo

  • Tweens are only 11 and 12 year olds!!!

    They barely even know what a credit card is and what u use it for! I hope this arguement dies out beacuse its probably the stupidest thing ive ever heard of! Just imagine..Tweens will just spend it on clothes teddy bears or whatever. Tweens dont need to buy anything! This will turn into a mess if arents allow this!

  • Tweens are not responsible enough to use credit cards online, because they would not make good spending decisions.

    I do not think that tweens should have credit cards to buy their own merchandise online. Most tweens are not mature enough to make rational decisions, when it comes to spending money. I think credit cards should wait until they are much older and wiser.

    Posted by: FemaleTyron73
  • I do not support the idea of 11 and 12-year olds using credit cards, because they are generally not mature enough to realize that they have to have self-discipline.

    Eleven and twelve year olds are supported financially by their parents. They do not have sufficient income to pay off a credit bill. Without having to face the consequences of paying the bill, they are less likely to spend responsibly. Therefore, I believe that no one should have a credit card until they are personally able to pay off the balance.

    Posted by: RemBabix2
  • I do not believe tweens should be allowed to have credit cards to make their own purchases online, because they are not mature enough to make wise decisions.

    I do not believe tweens should be allowed to have credit cards for online purchases. Credit cards may allow anyone to make purchases within their credit limit, but the problem with credit cards is the interest rates. The interest rates cause the purchase of an item to equal twice, or more, the value of that item after the card purchase is paid off. Tweens are usually not understanding of this, due to the fact that they are not sophisticated enough or motivated enough to care about that fact. Tweens should be taught by their parents to save their money for something they really want to purchase, instead of using a credit card for an online purchase and getting instant gratification. Delayed gratification is best learned by saving money for an item that is really wanted. And, it is best for tweens to not have access to credit cards.

    Posted by: AbsorbedWilliams
  • I do not believe that tweens should be considered sophisticated customers and be allowed to have credit cards to shop online, due to the influx of credit card debt in our society.

    Statistics show that over 55% of Americans with credit cards hold a debt balance. We should not provide tweens with the ability to start so young in building a life style of credit debt. Tweens are young children, and they do not have the mentality to make rational decisions about money that most likely does not belong to them. We need to hold our line on the adult being 18 and receiving certain privileges for reaching this age. Until then, we need to let parents take 100% responsibility for their tweens.

    Posted by: AmusingJeff52
  • I disagree that pre-teens are sophisticated customers who should have credit cards, because they haven't even hit puberty yet and are not mature enough to understand the responsibility of using credit.

    Not only are tweens irresponsible (they can't even take care of a pet or clean their rooms without being nagged) but teaching a young child that credit is the best way to make purchases will set them up for financial failure in the future. Hard work and the discipline that comes from saving for the things you want until you can buy them with cash are lessons worth learning. Children are not short 40 year olds, and neither should they be given the privileges of adults until they can prove they are worthy to receive them.

    Posted by: N3vinFace
  • Tweens are not sophisticated enough to have their own credit cards for online purchases, because they are simply not as responsible as adults.

    Credit cards are fraught with perils, even for the adult consumer. Consider that Congress recently stepped in to protect adults from predatory practices by credit card companies, even though many of these practices were disclosed to the consumer and the consumer could avoid penalties through responsible use of the card. If adults need protection from credit cards, children do even more. Even a responsible tween could make a significant blunder. Plus, parents need the ability to monitor and give or deny permission for tweens' purchases. A credit card of their own would allow tweens to bypass their parents' oversight.

    Posted by: HaplessBritt39
  • No, I think encouraging young people to have credit cards and debt would be harmful to them throughout life.

    Debt is a big problem in our society, with many people facing outrageous credit card bills, or in trouble with their mortgages. The concept that it is alright to have debt for everyday purchases is encouraged by credit cards, which are already heavily marketed to college students. Encouraging even younger people to go into debt would be even worse. I do think tween-aged children should be able to buy things online, but this can be done with debit or prepaid cards, without going into debt.

    Posted by: tacomoon
  • I oppose tweens having credit cards because they should still have to ask their parents for credit card info and permission to purchase things.

    I think that tweens are still very young and shouldn't be spending money without their parents' permission. A young person can get into debt trouble when they have their own card and don't have to ask permission. They'll either get permission or not when they have to ask for their parents' credit card information instead of having their own.

    Posted by: AlondraH

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