Can health insurance mandates be enforced?
Since the current plan is to attach health insurance mandates to mandatory taxes, I do not believe that the government will have trouble enforcing these mandates.
I totally agree that the health insurance mandate can be enforced. There are 50 million people in U.S. who are not insured. Again, this becomes very critical in the modern day societies that they are insured. Moreover, changing lifestyle and environment has forced to mandate Health insurance to all the individuals who are not insured. They payout huge sum of medical bills which lead to financial bankruptcy. Health Insurance mandates can be enforced as Massachusetts has already enforced the health insurance.
The individual manthate, which amends the internal revenue code, is not actually a manthate at all, it is a tax. It gives people a choice: they can buy health insurance, or they can pay a tax roughly equal to the cost of health insurance, which is used to subsidize the government's health care program and families who wish to purchase health insurance. What the opponents are really claiming is that is it unconstitutional to make Americans pay taxes
Health insurance mandates are too controversial to be enforced. Agreement still has not come even from within the same party lines. Democrats have as many opinions as delegates, and the same is true of Republicans. How can a mandate be enforced when there is no unity to begin with? Maybe it is time for the Tea Party to take over and give it a shot. Let's see if they are any better than what we have now. Something needs to happen.
Health insurance mandates, like enforcing that all citizens have health insurance, can be enforced. If other laws like requiring all drivers to have car insurance can be enforced, then why can't the same be done for health insurance?
Due to rising health care costs and the rising debt, due to health care, the public, if they do not already have it, should be forced to take on some sort of health care. Whether it be public or private, we owe it to ourselves to protect all people, and sometimes we have to force people to protect themselves.
The government already enforces mandates for insurance for items such as car insurance. This is because people can effect society at large with their activity with a car. Likewise, people effect society at large with their health. Untreated diseases and the uninsured using the ER as their general doctor have a negative impact on everyone. By mandating insurance so that everyone is covered, these problems are averted.
You have to prove you have insurance on your tax return. People who don't work will be attached to Medicaid. The government exchanges that will be created in each state will offer an individual who makes $35,000.00 a year a plan for approximately $277.00 per month. It's all good.
I am already paying 1,200. Per month with whopping per person deductibles (2500) and it has increased 280. Since Obama took office. By 2014, my premium will be about 1,600-1,800 per month, healthy family of 4. We will become uninsured (because that is way more than my mortgage!) and will be fined to pay for others to have the insurance we ourselves can not afford, and then will be fined by our government for not making enough money to pay for it. Really? That is just pure extortion! Plus, the irs has been put in charge of policing this, so they can seize you bank accounts, your house, etc. Without the typical protocols and protections we usually enjoy. We earn between 48,00 and 62,000 per year depending. And subsidy means you still have to pay it all out to get a little back. What if you don't have it in the first place?
You cant physically make anyone do anything that they don't want to do. Even if there are legalities involved. It doesn't make proper sense to tell someone what to do with their health insurance, even if it is for the better. Its a personal thing.
We have already seen it in auto insurance requirements, when everyone who drives a car must have auto insurance by law. And yet, in many places, you are required to have uninsured motorist insurance as a part of your insurance policy. Why is this? It is because you simply cannot possibly hope to enforce a law that mandates every single person to have insurance. You can give them penalties for not having it if it is discovered, but you can't always know, because it just isn't possible.
If the government decides all people must have health insurance, this would mean they could enforce people signing up. But once people sign up for an insurance program, this does not mean all people would be able to pay their premiums. Even with a mandate, there is no proof that costs will be lowered or more affordable. With a climbing debt and sluggish economy, many Americans do not want health care nor can they afford it. If millions are unable to pay, the mandate is rendered useless because it solves nothing.
I do not think that health insurance mandates should, or even can, be enforced. There are a lot of single parents that work very hard to put their kids through school and give them the basics. Sometimes, they can't afford health insurance. So, with so many families in the country, how is the government going to be able to check each one? Send someone door-to-door?
Even if you were forced to sign up for an insurance plan, as soon as you don't pay your bill, you're not covered. Who can force you to pay the bill? Also, until you go to a doctor, who will know you don't have insurance? It will be impossible to enforce.
The IRS is expecting to enforce the mandate by inspecting tax returns. Those 53% of Americans who file tax returns probably have the ability to purchase their own health insurance. If they choose not to do so, they probability have the ability to pay for any reasonable medical costs. It is the 47% of Americans who cannot afford or elect not to purchase medical care insurance. These individuals are not monitored by the IRS as they do not file a tax return. This mandate is essentially toothless.
Health insurance mandates cannot be effectively enforced because there is no way to actually measure whether or not people have health insurance. Just like car insurance, unless the insurance is needed or used, there is no way to tell if someone has insurance. Thus, unless it also becomes mandated that people have annual checkups, there would be no easy way to make sure that people always have health insurance and so no way to truly mandate it.
Health insurance mandates can not be effectively enforced because the IRS lacks the resources to check every family's possession of a policy every single year. The IRS will have to resort to audits, like they currently do when looking for tax cheats. By it's nature, auditing select individuals, allows some to slip through the cracks. The only way to effectively mandate health insurance is to have single payer health insurance and do away with private insurance all together.
Many people living in the US today either don't have health insurance or are paying too much for it. To try and enforce health insurance mandates in the US will be like kicking a person while they are already down. If someone cannot afford insurance, the state should provide them with it. To force health insurance mandates will be like robbing the public.
The Constitution states that no one can be forced to give up money and property on a whim of the state. To require everyone to have health INSURANCE is to legally require everyone to buy a service they may not use, which is an illegal taking of money. To have the government mandating the kind of insurance is to have the government deciding what health coverage is allowed and decision making of car. This is government intervening in medical decisions that were between a doctor and patient. This is more unconstitutional a violation of privacy than interference with abortion, that only affects pregnant women who no longer want to be such. Aside from rationing to control costs, which causes pain and suffering from denial of care, denial of care based on rationing is also government sanctioned murder - go home and die is a violation of the "right to life" and interferes with liberty and happiness. These mandates will kill people, and that is unacceptable.
Obama cannot go to every house and make sure they buy it. Sadly, our world is in a bad situation. War after war, all the money is not being used properly. Also, people working for the government make too much money. Obama goes on vacations almost every month to make his life enjoyable while we are suffering economically.
Although I am for the government making it possible for all Americans to have affordable health insurance, I find that it is against my Constitutional rights to be forced to purchase it. I should be able to decide whether or not I want health insurance. I feel that it is illegal for the government to penalize me for not choosing to purchase health insurance, just because I can afford it.
Mandating that people pay for health care will not work, because the lowest classes of people struggle to make ends meet as it is. These people will say that the government is imposing additional costs on an already strained lifestyle. Trying to fight this battle would mean the government would have to go after a very large section of the population, which it does not have the resources to do.
Health insurance mandates drive up cost for the businesses, customers and insurance companies. While these services that the mandates required to be covered by base insurance plans are indeed important more cost tends to make people unhappy. Unhappy people generally tend to not follow rules. It is easy to catch a few people not following rules, but if a lot of people don't it is very hard for the government to enforce. Whatever the case, even if it is enforced it will require large amounts of manpower and it will never be very effective.
I cannot afford healthcare insurance now. How is mandating people like me to buy something I cannot afford going to help us? It WON'T! This is setting the precedent for the government to force you to buy anything and if you don't play along they will just give you penalties. This is no longer a free country folks.