I think more people should be automatically enrolled in a 401k program at work. People aren't saving money for retirement and that will hurt us all in the long run. I think employers should also contribute to the program and match whatever the employee puts in, this woul dbe the best scenario
Yes, I think that employers enrolling you in a 401(k) plan will benefit you in the long run. This is because by automatically contributing to your future pension your position when you retire will be much stronger. With the employers also providing contributions to match your own, this is essentially free money that you are receiving for the future, so it is a great benefit to have.
An employer who enrolls you in a 401k plan is doing you a service. People are less and less looking ahead to retirement. An employer enrolled 401k will help nudge those people to start putting away a nest egg that one day they will thank said employer for. Companies are doing the right thing by them.
Most people are not financially savvy, so it is very unlikely most people will reap the benefits of a 401k. Especially when people leave a company, they do not know how to roll over their 401ks to their new job. It would be best for the employer to allow the employee to decide.