You can be a billionare, but have no talent what so ever. You may still make money, but you won't make a lot. With Talent you will start small and your wealth will accumulate more and more over time. Eventually you will be a talented millionare. Plus Talent can help you sell more music albums and thus you'd make more money. Without talent you can't have success.
Talent is necessary more than money because a talented person can get success by using his talent but a person with money doesnt necessarily get success only because he is rich. Even if he gets success , it is not permanent. It eventually goes away but this is not the case with a talented person.
Some people are just born with money. Some people make a lot of money in very shady ways that I would not be proud of. If I had to choose between being rich or extremely talented, I would choose the latter. Money is made every day, only a fool would trade a rare talent for something as common as money.
You can be a talentless hack with a few hundred dollars and be wealthy within a few years just by outsourcing the market trading on your capital.
Anyone who has several hundred dollars can make this happen.
Talent only matters to people who have to earn everything they make. The financial elite in America seldom have talents outside of market knowledge.
But since the market controls the world, they really don't need other skills.
It's easy to win the game when you're the scorekeeper.
There are billions of humans on the planet, millions have whatever talent you have, and the likelihood that there is someone out there far better at what you do is very high. This means nothing however in the first come, first serve nature of the world and how your networking abilities and communicative skills will grant you the positions you desire versus raw talent alone.
Affluence has historically been the turning point for all forms of wealth acquisition and ultimately the "talented underdog" is favored because he is oh so rare.
If people have money he gives his child a batter platform to prove himself. There are many talented person in the world who lost their talent due to shortage of money.
If we have money we can hire talented people to earn more money.
So i think money is equally important as talent.