No, the Restoring American Financial Stability Act of 2010 is not consistent with free market capitalism, because the substance of the law is simply more intrusion into private affairs in the name of protecting the American consumer. This raised rates for banks and for credits cards. Ultimately this was passed to the consumer. It was expensive and anti-capitalist.
Free market capitalism at its most basic definition means the businesses that the people choose thrive while the ones people do not favor go under without government interference. "Bailing Out" businesses that fail goes against the whole concept of free market enterprises, the government should have no vested financial interest in private companies and they should have no significant hand in real economic decisions so long as they are incapable of balancing the governments own budget. government interference does not constitute free market capitalism, in fact its the opposite of free market capitalism.