Social security exists for ONE purpose. It was created to achieve one very simple goal, and that is to make sure that people too old to work are not left to die on the streets in abject poverty. It was created in the Depression Era because that's exactly what happened to elderly people who had no living children willing or able to care for them once they were unable to care for themselves.
This has NOTHING to do with student loan debt. It is apples and oranges and there is nor morally acceptable reason to garnish social security, invented to stem the tide of poverty, to the point where you're putting people into poverty. It defeats the purpose. It's completely insane.
If you want your student loan money back, you can go after their assets that are not affiliated with social security. The same goes for unemployment, also a depression era program designed to keep people from becoming homeless and starving to death. It's not something you mess with. It's unbelievably wrong and completely illogical, not to mention greedy.
I agree that congress should consider exempting Social Security benefits from garnishment because for some the social security that they receive is not even enough to get by from a month to month basis as it is. The social security doesn't even provide enough money for some to even pay their bills, buy their food, and pay for the medications.
Congress should consider exempting Social Security benefits from garnishment for student loan debt. Student loans are already difficult to pay off; there are many Americans well out of college that are still paying off their debts! Although student loans can be garnished by Social Security benefits, I think that it is more beneficial to let students simply pay off their own debt, and receive their benefits later in life when they would usually receive them.
Students should not have to lose Social Security benefits for student loan debt. Education should be encouraged and is a way to help provide for yourself. Students should not be penalized for trying to better themselves and retirement funds should not be taken because of education or attempts at bettering themselves.
Student loan debt must be paid, and those who contract it understand that. However, someone on Social Security is already struggling, and is not exactly reaping the benefits of their education yet. It would be more fair to wait until the former student was earning properly to have the debt repaid.