I do believe that everyone should have life insurance because it can help aid your family in the event of an unexpected loss. Now I don't believe that it should be mandated that everyone have life insurance, but I do believe that its a good way to protect your assets and your family. Majority of people should have life insurance.
Insurance is a showstopper in regards to surviving and keeping monies available for unexpected and unfortunate events. Life insurance is a what Americans don't like to talk about but is a necessary evil. Paying monthly insurance premiums will also help the economy that is just getting out of the recession.