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Should insurance companies be required to cover contraceptives?

Asked by: Nahagliiv
  • Insurance companies should cover contraceptives.

    I think contraception is something that should be covered by insurance companies because it is a health benefit thing that can prevent many mistakes from happening. I am glad that insurance companies are required to cover contraceptives now thanks to Obamacare. It was a good law to be put into place.

  • Contraception: A Healthcare Right

    People who purchase health care insurance have the right to have their reasonably necessary health care needs covered by insurance. Contraception is a reasonably necessary health care need. Reasonable people are not expected to remain abstinent unless they are trying to conceive. Therefore, they have the right to have medical protection that is safely available to prevent conception.

  • It is unconstitutional

    Health care companies are companies that provide health care services, not insurance. Health care companies (doctors and hospitals) don’t cover the cost of anything, they are the cost. Health insurance companies provide insurance. Businesses can also do this directly for their employees. Both, health insurance companies and employers who offer a direct health plan for their employees should not be required to cover the cost of contraception because it is unconstitutional, and unfair to those businesses trying to compete in a free market. This mandate would force companies to raise the prices of insurance premiums in order to remain in business, leaving them less competitive. This mandate’s goal is to make it so that non-essential services and prescriptions would be “free” for those who wish to live without consequences. It is not “free”, whether it’s the employer, the government, or the insurance company, somebody has to pay for it. It’s not that the companies shouldn't’t be allowed to provide this benefit, it’s only that they shouldn't’t be forced to have it in their plans and policies.
    If you have two competing rights, one is Statutory and the other is Constitutional, the Constitutional right trumps the Statutory right because the Constitution is the law of the land.
    Health insurance companies should not be required to pay for contraception because it may infringe on the health insurance providers’ or customers’ Constitutional rights, specifically, the first amendment, Freedom of Religion. According to the Supreme court, health insurance providers may have their right violated if they are forced to sell contraceptives that substantially burden their religious convictions. And the customers’ right may be violated if they are forced to buy insurance policies that substantially burden their religious beliefs. If contraception is a required benefit by law for all health care plans and insurance policies, that would make contraception a Statutory right. In the Supreme court case brought up by Hobby Lobby. Hobby Lobby claimed that being forced to pay for certain contraceptive procedures, violated their religious beliefs, and thus they should not be forced to pay for it. Hobby Lobby claimed that their Constitutional right of Freedom of Religion was being violated by the Statutory right of contraception. As it was a Constitutional Right vs. A Statutory Right, the Supreme court ruled in favor of Hobby Lobby, 5 to 4. Therefore, as the law may infringe on religious liberty it should not be forced on anyone. Contraceptives should be offered to those who want it, but not mandated.

  • It is Unconstituional

    Health care companies are companies that provide healthcare services, not insurance. Healthcare companies (doctors and hospitals) don’t cover the cost of anything, they are the cost. Health insurance companies provide insurance. Businesses can also do this directly for their employees. Both, health insurance companies and employers who offer a direct health plan for their employees should not be required to cover the cost of contraception because it is unconstitutional, and unfair to those businesses trying to compete in a free market. This mandate would force companies to raise the prices of insurance premiums in order to remain in business, leaving them less competitive. This mandate’s goal is to make it so that non-essential services and prescriptions would be “free” for those who wish to live without consequences. It is not “free”, whether it’s the employer, the government, or the insurance company, somebody has to pay for it. It’s not that the companies shouldn't be allowed to provide this benefit, it’s only that they shouldn't be forced to have it in their plans and policies.
    If you have two competing rights, one is Statutory and the other is Constitutional, the Constitutional right trumps the Statutory right because the Constitution is the law of the land.
    Health insurance companies should not be required to pay for contraception because it may infringe on the health insurance providers’ or customers’ Constitutional rights, specifically, the first amendment, Freedom of Religion. According to the Supreme court, health insurance providers may have their right violated if they are forced to sell contraceptives that substantially burden their religious convictions. And the customers’ right may be violated if they are forced to buy insurance policies that substantially burden their religious beliefs. If contraception is a required benefit by law for all health care plans and insurance policies, that would make contraception a Statutory right. In the Supreme court case brought up by Hobby Lobby. Hobby Lobby claimed that being forced to pay for certain contraceptive procedures, violated their religious beliefs, and thus they should not be forced to pay for it. Hobby Lobby claimed that their Constitutional right of Freedom of Religion was being violated by the Statutory right of contraception. As it was a Constitutional Right vs. A Statutory Right, the Supreme court ruled in favor of Hobby Lobby, 5 to 4. Therefore, as the law may infringe on religious liberty it should not be forced on anyone. Contraceptives should be offered to those who want it, but not mandated.


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