Does Obamacare Require That Retiree Health Plans Cover Children up to Age 26?

  • Yes in most cases

    Yes in most cases a child under 26 can still be covered by their parent's health care even if it is a retirement health care. There may be certain instances where this does not happen but in general it will be allowed. This is a benefit of the new Obama care plan.

  • The Obamacare does require that retiree health plans cover children up to age 26.

    The Obamacare does require that retiree health plans cover children up to age 26. The Affordable Care Act requires plans and issuers that offer dependent coverage to make the coverage available until a child reaches the age of 26. They can stay on their parents coverage even if they have an employer with a plan themselves.

  • That's a pretty clear part of the law, isn't it?

    Since the answer is a pretty frank and straightforward "yes", this is indeed an odd question to ask on a debate question. I'm looking directly at the site for the Affordable Care Act, and it says right there that children up to age 26 are covered by both new and existing plans -- including those for retirees.

  • Coverage for Children up to 26 Required by Obamacare

    Part of Obamacare requires that retiree healthcare plans cover children until they're 26 years-old. This requirement allows adults to stay covered while trying to build their own financial lives. Either way, such a requirement isn't a huge burden for retirees or insurance companies, so it's not a huge deal for most people.

  • Kids up to 26 are covered.

    The affordable care act allows for children to be covered by their parental insurance plans up to their 26th birthday. This is so that the kids have more time to establish themselves in their career before taking on the financial burden associated with paying for your own health care out of pocket.

  • Yes, it creates a new category of emerging adults.

    Yes, Obamacare requires that health plans cover children up to age 26, because it wants to make sure as many people have coverage as possible. This drives the prices up for insurers and for those buying insurance. Obamacare creates a category called emerging adults, because it does not believe that young people in their 20s are old enough to be responsible for themselves.

  • It may depend on the plan.

    My retiree health plan is "grandfathered", So it is allowed to use the old rules where it only has to cover children who are full-time students, And then only until they are 24. There may be exceptions for children who are disabled, But non-disabled children who are not full-time students cannot be covered.

  • No for Retiree Only Plans!?!?!?!?!

    Unfortunately ACA only applies to employee or mixed employee and retiree plans for coverage of children up to the age of 26. This seems to have only been noticed late in 2013 as retirees started trying to add their children back onto their health plans.
    Bad new for a lot of people!

  • Only Current Employee Plans Cover Children to 26

    Under Obamacare current employee healthcare plans cover children up to the age of 26 regardless of other conditions, however retiree-only healthcare plans do not have the same requirements. They do not meet the requirements of the law due to a clause in the 1996 Health Insurance Portability and Accountability Act. Although they are not required to do so, may companies choose to cover children up to 26 for retirees as well.

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